Luisa
AI · Product Design

EBS Smart
Claims

EBS Smart Claims is an AI-powered feature inside ABA Technology's Curative AI platform. It gives claims agents a single, intelligent view of every claim — surfacing insurance coverage, patient history, and an AI recommendation on whether to accept, counteroffer, or escalate.

I led the end-to-end design: research, workshop facilitation with agents, flow mapping, and high-fidelity UI.

Product Designer
ABA Technology
Curative AI · EBS Smart Billing
2023
EBS Smart Claims detail

Making high-stakes decisions with incomplete context

Claims agents were switching between 3+ disconnected systems with no guidance on when to push back on a claim or accept it. This created inconsistent outcomes, missed negotiation opportunities, and significant decision fatigue across the team.

Co-design workshops to map the real workflow

I ran a co-design workshop with claims agents to map their real workflow and identify where information gaps caused the most friction. From there I defined the information architecture, designed a persistent Smart Claims panel with an AI recommendation layer, and built a counteroffer builder directly into the flow — all validated with agents before going to high-fidelity.

A contextual AI panel embedded in the claims workflow

A contextual AI panel embedded in EBS Smart Billing that loads automatically when an agent opens any claim. It consolidates claim details, insurance coverage, patient history, and an AI recommendation (Accept / Counteroffer / Escalate) with transparent reasoning — all in one view. The counteroffer builder pre-fills a structured template with suggested amount and policy rationale.

Before & After

18 min
Avg. time per claim
▲ Before
11 min
Avg. time per claim
▼ After
3–4
Systems consulted
▲ Before
1
Systems consulted
▼ After
14%
Counteroffer rate
▲ Before
38%
Counteroffer rate
▼ After
61%
Agent confidence score
▲ Before
89%
Agent confidence score
▼ After
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